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	<title>Guneus &#187; Business And Personal Finance</title>
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	<link>http://www.guneus.com</link>
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	<pubDate>Wed, 01 Oct 2008 02:06:06 +0000</pubDate>
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			<item>
		<title>Belize as an Offshore Privacy Tax Haven</title>
		<link>http://www.guneus.com/belize-as-an-offshore-privacy-tax-haven.html</link>
		<comments>http://www.guneus.com/belize-as-an-offshore-privacy-tax-haven.html#comments</comments>
		<pubDate>Tue, 30 Sep 2008 09:46:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/belize-as-an-offshore-privacy-tax-haven.html</guid>
		<description><![CDATA[Let us look at some of the laws this disappointing but often used jurisdiction has. But before we get into this more deeply let us point out that the capital, Belize City has one paved street 3 or 4 blocks long. You are in the third world here with numerous internet, power and telephone outages. [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/belize-as-an-offshore-privacy-tax-haven.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Save Money: 9 Resolutions to Immediately Improve Your Cash Flow</title>
		<link>http://www.guneus.com/save-money-9-resolutions-to-immediately-improve-your-cash-flow.html</link>
		<comments>http://www.guneus.com/save-money-9-resolutions-to-immediately-improve-your-cash-flow.html#comments</comments>
		<pubDate>Tue, 30 Sep 2008 08:01:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/save-money-9-resolutions-to-immediately-improve-your-cash-flow.html</guid>
		<description><![CDATA[Improving your cash flow and paying down your debt are important goals for anyone to have and I want to help you do just that in 9 easy to follow (and implement) steps.
1. Plan Ahead:
 Having worked in the food industry and looking at sales data, I know that prices in convenience stores can be [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/save-money-9-resolutions-to-immediately-improve-your-cash-flow.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Money - The Ultimate Team Sport</title>
		<link>http://www.guneus.com/money-the-ultimate-team-sport.html</link>
		<comments>http://www.guneus.com/money-the-ultimate-team-sport.html#comments</comments>
		<pubDate>Tue, 30 Sep 2008 00:36:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/money-the-ultimate-team-sport.html</guid>
		<description><![CDATA[Imagine if you will that you are NASCAR driver. (Now don&#8217;t overextend this metaphor-just go with the flow!) You start the race and put the pedal to the metal. The crowd is flying by in a whirl of colors. You&#8217;re exhilarated by the speed. You&#8217;re starting to pass some of the other drivers. You are [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/money-the-ultimate-team-sport.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Building a Family Budget</title>
		<link>http://www.guneus.com/building-a-family-budget.html</link>
		<comments>http://www.guneus.com/building-a-family-budget.html#comments</comments>
		<pubDate>Sun, 28 Sep 2008 23:56:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/building-a-family-budget.html</guid>
		<description><![CDATA[The first step to any kind of family financial peace is the creation of the family budget. With today&#8217;s go-go-go lifestyle keeping track of income and expenses is a necessity. Too many families get into financial messes simply because they do not have any idea where their money is going until it is gone.
When you [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/building-a-family-budget.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Retail Therapy CounterAttack</title>
		<link>http://www.guneus.com/retail-therapy-counterattack.html</link>
		<comments>http://www.guneus.com/retail-therapy-counterattack.html#comments</comments>
		<pubDate>Sun, 28 Sep 2008 11:03:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/retail-therapy-counterattack.html</guid>
		<description><![CDATA[It happens around now, every year.  Theres been no long weekend for three months straight.  Usually dreary weather.  Midway through 10K Sun Run training, and its getting hard.  And now, for one blessed day, the sun comes out.  Theres only one response, and its called Retail Therapy.  Dont laugh. [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/retail-therapy-counterattack.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Building a Good Credit History</title>
		<link>http://www.guneus.com/building-a-good-credit-history.html</link>
		<comments>http://www.guneus.com/building-a-good-credit-history.html#comments</comments>
		<pubDate>Sun, 28 Sep 2008 09:46:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/building-a-good-credit-history.html</guid>
		<description><![CDATA[If you want to borrow money, you need a good credit history. The better your credit history, the higher your credit score and the lower your interest rate. You will find that with good credit comes an easier time at obtaining credit.
Both young adults and those starting to rebuild their credit must establish good credit [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/building-a-good-credit-history.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Paying Your Taxes with a Credit Card</title>
		<link>http://www.guneus.com/paying-your-taxes-with-a-credit-card.html</link>
		<comments>http://www.guneus.com/paying-your-taxes-with-a-credit-card.html#comments</comments>
		<pubDate>Sun, 28 Sep 2008 06:31:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/paying-your-taxes-with-a-credit-card.html</guid>
		<description><![CDATA[Paying your taxes with your credit card could very well void out any sort of credit card reward scheme you may of had in mind. The IRS is authorized to collect tax payments via credit cards as per The Taxpayer Relief Act of 1997. This authorizes the Treasury to accept these payments for federal taxes [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/paying-your-taxes-with-a-credit-card.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Things To Consider Before Selecting An Online Broker</title>
		<link>http://www.guneus.com/things-to-consider-before-selecting-an-online-broker.html</link>
		<comments>http://www.guneus.com/things-to-consider-before-selecting-an-online-broker.html#comments</comments>
		<pubDate>Tue, 23 Sep 2008 07:36:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/things-to-consider-before-selecting-an-online-broker.html</guid>
		<description><![CDATA[Today, most of the stock transactions are being conducted online. It has become very important to select a good online broker, based on specific investment needs and preferences. The number of companies offering online brokerage services has increased over the years, making it very difficult to select the best online broker. Listed below are some [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/things-to-consider-before-selecting-an-online-broker.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Risky Behaviour By Lenders</title>
		<link>http://www.guneus.com/risky-behaviour-by-lenders.html</link>
		<comments>http://www.guneus.com/risky-behaviour-by-lenders.html#comments</comments>
		<pubDate>Mon, 22 Sep 2008 14:06:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/risky-behaviour-by-lenders.html</guid>
		<description><![CDATA[Why do banks and other lenders keep lending money to unsuitable, high risk candidates who far less likely than normal to repay the money. There are guidelines set in place that are intended to prevent repayment problems, but many of these are being ignored or bent by lenders for clients. It makes no sense that [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/risky-behaviour-by-lenders.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Earn More Interest With An Internet Savings Account</title>
		<link>http://www.guneus.com/earn-more-interest-with-an-internet-savings-account.html</link>
		<comments>http://www.guneus.com/earn-more-interest-with-an-internet-savings-account.html#comments</comments>
		<pubDate>Mon, 22 Sep 2008 01:10:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/earn-more-interest-with-an-internet-savings-account.html</guid>
		<description><![CDATA[Having an internet bank is account is the kind of bank account that offers to store your money in such a way that does not only make your money secure, but it also allows your money to grow rapidly because these accounts offer high interest rates. What is more, in these accounts, interest is calculated [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/earn-more-interest-with-an-internet-savings-account.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Pre Qualified Contractors</title>
		<link>http://www.guneus.com/pre-qualified-contractors.html</link>
		<comments>http://www.guneus.com/pre-qualified-contractors.html#comments</comments>
		<pubDate>Mon, 22 Sep 2008 01:00:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/pre-qualified-contractors.html</guid>
		<description><![CDATA[Principals skills are verified by the surety company before the issuance of surety to the obligator. Before the issuance of the surety to the contractor, the surety company verify that the contractor satisfy all requirements of the contract. The surety will be in a position to undergone the risk, In default of the contractor. The [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/pre-qualified-contractors.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Demand For Buy-To-Let Mortgages Falls In March 2007</title>
		<link>http://www.guneus.com/demand-for-buy-to-let-mortgages-falls-in-march-2007.html</link>
		<comments>http://www.guneus.com/demand-for-buy-to-let-mortgages-falls-in-march-2007.html#comments</comments>
		<pubDate>Sun, 21 Sep 2008 12:26:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/demand-for-buy-to-let-mortgages-falls-in-march-2007.html</guid>
		<description><![CDATA[Over the last decade, the mortgage market in Britain has been transformed by a continually increasing demand for buy-to-let mortgages. Buy-to-let mortgages are usually taken out by people who already own a UK property, but are seeking to a buy a property to rent out. The Council of Mortgage lenders estimates that in 1998 - [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/demand-for-buy-to-let-mortgages-falls-in-march-2007.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Your Broker isn&#8217;t a Crook - He is Ignorant</title>
		<link>http://www.guneus.com/your-broker-isnt-a-crook-he-is-ignorant.html</link>
		<comments>http://www.guneus.com/your-broker-isnt-a-crook-he-is-ignorant.html#comments</comments>
		<pubDate>Sat, 20 Sep 2008 08:11:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/your-broker-isnt-a-crook-he-is-ignorant.html</guid>
		<description><![CDATA[Why does Wall Street hate me? Because I tell the truth and truth is something they cant abide. The little guy (thats someone with less than a 7-figure account) gets no real help. Every small investor is a Rodney Dangerfield.
 If Joe Sixpack happens to make a few bucks they will take credit for helping [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/your-broker-isnt-a-crook-he-is-ignorant.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Building a Financial Team can Lead to Financial Success</title>
		<link>http://www.guneus.com/building-a-financial-team-can-lead-to-financial-success.html</link>
		<comments>http://www.guneus.com/building-a-financial-team-can-lead-to-financial-success.html#comments</comments>
		<pubDate>Sat, 20 Sep 2008 05:55:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/building-a-financial-team-can-lead-to-financial-success.html</guid>
		<description><![CDATA[You have been in business for several years and you have been handling the finances for your business. One day you get tired of managing the money, receipts and all the paperwork to prepare for taxes. You begin to think to yourself who you can contact, what steps you can take! You put the thought [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/building-a-financial-team-can-lead-to-financial-success.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Earn Cash Online</title>
		<link>http://www.guneus.com/earn-cash-online.html</link>
		<comments>http://www.guneus.com/earn-cash-online.html#comments</comments>
		<pubDate>Sat, 20 Sep 2008 03:21:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/earn-cash-online.html</guid>
		<description><![CDATA[The all pervading influence of the Internet has resulted in several avenues of business. One can safely say that the Internet has changed the way business is transacted all over the world. One major advantage with the Internet is that physical barriers are no longer restrictions to conducting business. Earning cash online has become a [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/earn-cash-online.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Ten Tips On How To Save Money</title>
		<link>http://www.guneus.com/ten-tips-on-how-to-save-money.html</link>
		<comments>http://www.guneus.com/ten-tips-on-how-to-save-money.html#comments</comments>
		<pubDate>Fri, 19 Sep 2008 10:16:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/ten-tips-on-how-to-save-money.html</guid>
		<description><![CDATA[Looking for some good tips on how to save money? Start with the ten listed here.
1. Save money on air conditioning. If there are only a few weeks of hot weather in your area, you may get by with just fans. You can have one blow cooler air up the stairs from the basement. You [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/ten-tips-on-how-to-save-money.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Creative Gift-Giving Ideas</title>
		<link>http://www.guneus.com/creative-gift-giving-ideas.html</link>
		<comments>http://www.guneus.com/creative-gift-giving-ideas.html#comments</comments>
		<pubDate>Thu, 18 Sep 2008 23:51:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/creative-gift-giving-ideas.html</guid>
		<description><![CDATA[Did the quickly approaching Christmas season sneak up on you? Have you just learned that you should have been saving for Christmas gifts all year round? Did    you simply forget to budget for Christmas gifts this year?
Now that you&#8217;re panicked, you might be thinking about draining your savings to buy gifts. Or [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/creative-gift-giving-ideas.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Yes, You Need A Living Trust</title>
		<link>http://www.guneus.com/yes-you-need-a-living-trust.html</link>
		<comments>http://www.guneus.com/yes-you-need-a-living-trust.html#comments</comments>
		<pubDate>Thu, 18 Sep 2008 18:21:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/yes-you-need-a-living-trust.html</guid>
		<description><![CDATA[In the realm of financial planning and estate planning there seems at times to be little consensus of thought or definitive opinion on planning solutions. Despite the overwhelming evidence to support a particular planning option, there seems to be a sect of contrarians all too eager to purport opposing views. The end result consumers are [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/yes-you-need-a-living-trust.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>How Genuine Are Online Savings?</title>
		<link>http://www.guneus.com/how-genuine-are-online-savings.html</link>
		<comments>http://www.guneus.com/how-genuine-are-online-savings.html#comments</comments>
		<pubDate>Thu, 18 Sep 2008 17:01:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/how-genuine-are-online-savings.html</guid>
		<description><![CDATA[When buying goods online are we buying genuine bargains or being suckered in by a marketers ploy?
Buying online is a big saver over traditional shops as retailers save on overheads of stores and staff and can bring to the consumer brand goods at dramatic savings.
Larger online suppliers with massive buying power can often beat the [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/how-genuine-are-online-savings.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Why Investing In Your Company&#8217;s Stock With Your 401(k) Can Be Dangerous</title>
		<link>http://www.guneus.com/why-investing-in-your-companys-stock-with-your-401k-can-be-dangerous.html</link>
		<comments>http://www.guneus.com/why-investing-in-your-companys-stock-with-your-401k-can-be-dangerous.html#comments</comments>
		<pubDate>Thu, 18 Sep 2008 02:06:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/why-investing-in-your-companys-stock-with-your-401k-can-be-dangerous.html</guid>
		<description><![CDATA[In a recent news report by the Washington Post, it was reported that the average 401(k) account has 42% invested in their own company&#8217;s stock; while three out of four employees have more than 50% of their 401(k) invested in their employers stock. These statistics are amazing when you consider the Enron scandal that happened [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/why-investing-in-your-companys-stock-with-your-401k-can-be-dangerous.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Debt Is A Fact Of Life</title>
		<link>http://www.guneus.com/debt-is-a-fact-of-life.html</link>
		<comments>http://www.guneus.com/debt-is-a-fact-of-life.html#comments</comments>
		<pubDate>Wed, 17 Sep 2008 15:21:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/debt-is-a-fact-of-life.html</guid>
		<description><![CDATA[Debt is here to stay and for many people the debt they accumulate now will take the rest of their lives to repay. Just because something has become a way of life, that does not make it right. People may be far more complacent about debt, but that does not lessen its impact on a [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/debt-is-a-fact-of-life.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Saving Money While Shopping</title>
		<link>http://www.guneus.com/saving-money-while-shopping.html</link>
		<comments>http://www.guneus.com/saving-money-while-shopping.html#comments</comments>
		<pubDate>Wed, 17 Sep 2008 06:45:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/saving-money-while-shopping.html</guid>
		<description><![CDATA[Everybody has to go shopping. Although many people hate it, especially the men, it is still a necessary inconvenience that must be done. Whether you are shopping for food, gas, clothes, or whatever else you are looking for, in order to get the goods you need, you must shop around for those goods. But you [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/saving-money-while-shopping.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>The Secrets Of How To Create A Budget To Help Get Out Of Debt</title>
		<link>http://www.guneus.com/the-secrets-of-how-to-create-a-budget-to-help-get-out-of-debt.html</link>
		<comments>http://www.guneus.com/the-secrets-of-how-to-create-a-budget-to-help-get-out-of-debt.html#comments</comments>
		<pubDate>Tue, 16 Sep 2008 00:01:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/the-secrets-of-how-to-create-a-budget-to-help-get-out-of-debt.html</guid>
		<description><![CDATA[When creating a budget to get out of debt the hardest part is just sitting down and getting started. No one likes to face the fact that they overspend and creating a budget will be a very big eye opener in seeing where and how you overspend.
So, where do you start? The easiest place to [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/the-secrets-of-how-to-create-a-budget-to-help-get-out-of-debt.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Secured Loans  Boon For The Collateral Owner</title>
		<link>http://www.guneus.com/secured-loans-boon-for-the-collateral-owner.html</link>
		<comments>http://www.guneus.com/secured-loans-boon-for-the-collateral-owner.html#comments</comments>
		<pubDate>Mon, 15 Sep 2008 19:36:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/secured-loans-boon-for-the-collateral-owner.html</guid>
		<description><![CDATA[Mans needs are forever growing. Requirements are manifold; means are few. Somehow, somewhere, we lost the idea of discreet buying. Now is the age of instant gratification, the buy now, pay later era. The desires are so great that loans have become an essential part of a human beings financial life. In fact, loan taking [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/secured-loans-boon-for-the-collateral-owner.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Benefits of Debit Cards</title>
		<link>http://www.guneus.com/benefits-of-debit-cards.html</link>
		<comments>http://www.guneus.com/benefits-of-debit-cards.html#comments</comments>
		<pubDate>Mon, 15 Sep 2008 11:01:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/benefits-of-debit-cards.html</guid>
		<description><![CDATA[We all want the convenience that a credit card offers; pay for bills over the phone, shop on the internet, make hotel reservations from the comfort of your room, pay at places where personal checks are not accepted, and all other benefits. However, these conveniences provided have often blinded people from the serious dangers of [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/benefits-of-debit-cards.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Building Home Equity Rather Than Using It</title>
		<link>http://www.guneus.com/building-home-equity-rather-than-using-it.html</link>
		<comments>http://www.guneus.com/building-home-equity-rather-than-using-it.html#comments</comments>
		<pubDate>Sun, 14 Sep 2008 12:31:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/building-home-equity-rather-than-using-it.html</guid>
		<description><![CDATA[Home equity is a measurement of your financial fitness and will be taken into account by lenders and credit bureaus when determining your qualifications.
 A propertys available equity increases for different reasons. Some occur without intervention and others are due to modifications made by the hand of man. The key to a successful home equity [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/building-home-equity-rather-than-using-it.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Check Printing</title>
		<link>http://www.guneus.com/check-printing.html</link>
		<comments>http://www.guneus.com/check-printing.html#comments</comments>
		<pubDate>Sat, 13 Sep 2008 18:51:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/check-printing.html</guid>
		<description><![CDATA[Are you getting bored with your monotonous check style? You can change your check style with latest trends. You can print your checks by your own with check printing software. Internet houses huge collections of software that are available with different features.  This software works with any operating system. You can buy this software [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/check-printing.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>The Economics Of Starbucks &#38; How To Slash Your Gourmet Coffee Budget By Thousands</title>
		<link>http://www.guneus.com/the-economics-of-starbucks-how-to-slash-your-gourmet-coffee-budget-by-thousands.html</link>
		<comments>http://www.guneus.com/the-economics-of-starbucks-how-to-slash-your-gourmet-coffee-budget-by-thousands.html#comments</comments>
		<pubDate>Sat, 13 Sep 2008 16:46:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/the-economics-of-starbucks-how-to-slash-your-gourmet-coffee-budget-by-thousands.html</guid>
		<description><![CDATA[The alarm clock rings. It&#8217;s six a.m.  We are too tired to make a pot of coffee but we know that Starbuck&#8217;s or some other major chain will make it better than we can and heat up a bagel for just a few dollars more.  We pay the cashier and we are on [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/the-economics-of-starbucks-how-to-slash-your-gourmet-coffee-budget-by-thousands.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Check Cashing</title>
		<link>http://www.guneus.com/check-cashing.html</link>
		<comments>http://www.guneus.com/check-cashing.html#comments</comments>
		<pubDate>Fri, 12 Sep 2008 18:21:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/check-cashing.html</guid>
		<description><![CDATA[A check is a statement issued to a bank or a financial institution to pay a particular amount of money from the specific account of the issuer to the bearer of the check. A person who receives a check will deposit it in the bank where he holds an account, enabling the bank to process [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/check-cashing.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Putting All Your Eggs Into One Basket With A Debt Consolidation Loan</title>
		<link>http://www.guneus.com/putting-all-your-eggs-into-one-basket-with-a-debt-consolidation-loan.html</link>
		<comments>http://www.guneus.com/putting-all-your-eggs-into-one-basket-with-a-debt-consolidation-loan.html#comments</comments>
		<pubDate>Fri, 12 Sep 2008 06:25:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/putting-all-your-eggs-into-one-basket-with-a-debt-consolidation-loan.html</guid>
		<description><![CDATA[Youve probably scoffed at the cheesy adverts on TV telling you how taking out a debt consolidation loan can give you financial freedom. However, if you do have debt, a consolidation loan could actually save you money.
So how does a debt consolidation loan work and how can it be beneficial to the millions of people [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/putting-all-your-eggs-into-one-basket-with-a-debt-consolidation-loan.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>How to Get a Copy of Your Credit Report</title>
		<link>http://www.guneus.com/how-to-get-a-copy-of-your-credit-report-2.html</link>
		<comments>http://www.guneus.com/how-to-get-a-copy-of-your-credit-report-2.html#comments</comments>
		<pubDate>Fri, 12 Sep 2008 04:55:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/how-to-get-a-copy-of-your-credit-report-2.html</guid>
		<description><![CDATA[One of the most important things that you can do to maintain an accurate credit score and report is to request a copy of it on a regular basis.  Credit reports are usually defined as a document that summarizes your financial reliability and many lenders and other entities regularly report your financial performance to [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/how-to-get-a-copy-of-your-credit-report-2.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>My #1 Tip for a Successful Financial Plan Is</title>
		<link>http://www.guneus.com/my-1-tip-for-a-successful-financial-plan-is.html</link>
		<comments>http://www.guneus.com/my-1-tip-for-a-successful-financial-plan-is.html#comments</comments>
		<pubDate>Fri, 12 Sep 2008 00:21:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/my-1-tip-for-a-successful-financial-plan-is.html</guid>
		<description><![CDATA[My #1 tip for a successful financial plan is to combine your financial plan with debt restructuring.  The debt restructuring should be done immediately prior to completing the financial plan.  The benefit of doing this is that the debt restructuring may very well free up hundreds or even thousands of dollars per month [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/my-1-tip-for-a-successful-financial-plan-is.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Is Your Out Of Control Spending Eating Your Money?</title>
		<link>http://www.guneus.com/is-your-out-of-control-spending-eating-your-money.html</link>
		<comments>http://www.guneus.com/is-your-out-of-control-spending-eating-your-money.html#comments</comments>
		<pubDate>Thu, 11 Sep 2008 13:36:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/is-your-out-of-control-spending-eating-your-money.html</guid>
		<description><![CDATA[Are you getting past due notices on bills you thought you paid? Did you try to take money out of your bank account and you found out it&#8217;s overdrawn? Or, did you try to pay for your groceries and found out that your check was rejected and you can&#8217;t pay for your groceries for your [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/is-your-out-of-control-spending-eating-your-money.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>How to Pay Off Your Mortgage Faster</title>
		<link>http://www.guneus.com/how-to-pay-off-your-mortgage-faster.html</link>
		<comments>http://www.guneus.com/how-to-pay-off-your-mortgage-faster.html#comments</comments>
		<pubDate>Wed, 10 Sep 2008 09:10:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/how-to-pay-off-your-mortgage-faster.html</guid>
		<description><![CDATA[Paying for a new house can last a long time.  You could start your mortgage payments on your wedding day and by the time baby goes to college, you could still be at it.
A $120,000 mortgage loan with an 8% interest will have cost you about $300,000 after 30 years and that is no [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/how-to-pay-off-your-mortgage-faster.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Even With Bad Credit You Should Shop For The Best</title>
		<link>http://www.guneus.com/even-with-bad-credit-you-should-shop-for-the-best.html</link>
		<comments>http://www.guneus.com/even-with-bad-credit-you-should-shop-for-the-best.html#comments</comments>
		<pubDate>Wed, 10 Sep 2008 08:51:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/even-with-bad-credit-you-should-shop-for-the-best.html</guid>
		<description><![CDATA[Shopping for the lowest rate possible will save you thousands of dollars. In fact, no one can assume whats around the corner. If you need a loan when your credit rating is not satisfactory, you can request a bad credit loan to make ends meet while you solve your financial problems.
 Nowadays, personal loans for [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/even-with-bad-credit-you-should-shop-for-the-best.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>40% Tax-Free Pay Raise</title>
		<link>http://www.guneus.com/40-tax-free-pay-raise.html</link>
		<comments>http://www.guneus.com/40-tax-free-pay-raise.html#comments</comments>
		<pubDate>Tue, 09 Sep 2008 20:21:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/40-tax-free-pay-raise.html</guid>
		<description><![CDATA[If you are an employee, you can get a 40% pay raise without ever asking the boss. And it&#8217;s all tax-free. Similarly, if you are an employer, you can show each of your employees how they can earn a 40% pay raise and it won&#8217;t cost the employer a thing. Before writing me off as [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/40-tax-free-pay-raise.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Emergency Cash Advance</title>
		<link>http://www.guneus.com/emergency-cash-advance.html</link>
		<comments>http://www.guneus.com/emergency-cash-advance.html#comments</comments>
		<pubDate>Sun, 07 Sep 2008 22:46:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/emergency-cash-advance.html</guid>
		<description><![CDATA[During the times when people need to pay for an emergency expense, there are a number of sources of fast cash that they can tap to help them pay for the expense and to gain access to cash that can tide them over until the next payday.  One of these sources include the Internet, [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/emergency-cash-advance.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Money = Time, So Spend Them With Care</title>
		<link>http://www.guneus.com/money-time-so-spend-them-with-care.html</link>
		<comments>http://www.guneus.com/money-time-so-spend-them-with-care.html#comments</comments>
		<pubDate>Sun, 07 Sep 2008 09:25:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/money-time-so-spend-them-with-care.html</guid>
		<description><![CDATA[I&#8217;m sure you&#8217;ve heard of the expression &#8220;time equals money,&#8221; or some derivative of it, but have you actually thought about how true that statement really is?  I think after you read this you&#8217;ll have a better appreciation for both how you earn your money and what you ultimately spend that money on.
Think about [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/money-time-so-spend-them-with-care.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>5 Proven Steps To Budget Motivation</title>
		<link>http://www.guneus.com/5-proven-steps-to-budget-motivation.html</link>
		<comments>http://www.guneus.com/5-proven-steps-to-budget-motivation.html#comments</comments>
		<pubDate>Sun, 07 Sep 2008 04:41:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/5-proven-steps-to-budget-motivation.html</guid>
		<description><![CDATA[If you ever wanted to get ahead financially&#8230; if you ever thought you wanted to get out from under a sea of debt&#8230; if you ever wondered where the money went&#8230; YOU NEED A BUDGET! But how do you develop a good budget and how do you stick with it?
Developing a Workable Budget
Review your last [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/5-proven-steps-to-budget-motivation.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Selling Annuities Comes to the Rescue for Rising Tuition Costs</title>
		<link>http://www.guneus.com/selling-annuities-comes-to-the-rescue-for-rising-tuition-costs.html</link>
		<comments>http://www.guneus.com/selling-annuities-comes-to-the-rescue-for-rising-tuition-costs.html#comments</comments>
		<pubDate>Sat, 06 Sep 2008 15:41:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/selling-annuities-comes-to-the-rescue-for-rising-tuition-costs.html</guid>
		<description><![CDATA[For the first time ever, the average cost of a four-year private college rose above $30,000 in 2006-07 to $30,367, according to a report from the College Board. Get used to this number increasing  for the 11th straight year, the average cost for total tuition, fees, room and board charges rose faster than the [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/selling-annuities-comes-to-the-rescue-for-rising-tuition-costs.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Consolidation Loans - Single Loan Against Multiple Loans</title>
		<link>http://www.guneus.com/consolidation-loans-single-loan-against-multiple-loans.html</link>
		<comments>http://www.guneus.com/consolidation-loans-single-loan-against-multiple-loans.html#comments</comments>
		<pubDate>Sat, 06 Sep 2008 09:31:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/consolidation-loans-single-loan-against-multiple-loans.html</guid>
		<description><![CDATA[Rising cost of living and changing business trends compel many people to take multiple loans, which calls for a systematic plan to:
Manage compound debts
 Keep track of various pay back schedules
 Elude the possibility of missing one or the other repayments
Consolidating loans is one such systematic solution. One of the best examples of a multiple [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/consolidation-loans-single-loan-against-multiple-loans.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>5 Steps to Getting Out of Debt</title>
		<link>http://www.guneus.com/5-steps-to-getting-out-of-debt.html</link>
		<comments>http://www.guneus.com/5-steps-to-getting-out-of-debt.html#comments</comments>
		<pubDate>Sat, 06 Sep 2008 07:26:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/5-steps-to-getting-out-of-debt.html</guid>
		<description><![CDATA[It usually starts innocently enough with maybe by racking up credit card debt or student loans and quickly turns into a downward spiral of bills piling up, jacked up interest rates, late payments and pretty soon you&#8217;ve hit bottom. It&#8217;s time to change your mindset and take control of your financial situation!
1. Change Your Habits
 [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/5-steps-to-getting-out-of-debt.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Debt Negotiations</title>
		<link>http://www.guneus.com/debt-negotiations.html</link>
		<comments>http://www.guneus.com/debt-negotiations.html#comments</comments>
		<pubDate>Fri, 05 Sep 2008 10:46:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/debt-negotiations.html</guid>
		<description><![CDATA[Businesses use commercial debt negotiation while dealing with creditors. The process of conciliation allows to lower the amount of money owed and also to obtain a paid in full designation for the settlement. Commercial debt negotiation is used as a way to become debt free in a relatively short period of time while also reducing [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/debt-negotiations.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Where to Save or Lose Money</title>
		<link>http://www.guneus.com/where-to-save-or-lose-money.html</link>
		<comments>http://www.guneus.com/where-to-save-or-lose-money.html#comments</comments>
		<pubDate>Fri, 05 Sep 2008 07:31:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/where-to-save-or-lose-money.html</guid>
		<description><![CDATA[I recall a lesson learnt sometime ago about analysing my money transactions.
I had made a trip to a store where I planned to buy foam for a sofa I was making. The store was located on a busy road and in a London borough known for its ruthless parking attendants.
I found a parking bay on [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/where-to-save-or-lose-money.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>To SIPP Or Not To SIPP</title>
		<link>http://www.guneus.com/to-sipp-or-not-to-sipp.html</link>
		<comments>http://www.guneus.com/to-sipp-or-not-to-sipp.html#comments</comments>
		<pubDate>Thu, 04 Sep 2008 11:26:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/to-sipp-or-not-to-sipp.html</guid>
		<description><![CDATA[Could you beat the pension companies at their own game by taking your own pension investment decisions? A growing number of Britons are opting to do just this through Self Invested Personal Pensions (SIPPs).
Although SIPPs have been around since 1990, in recent years they have become far more popular as savers aim to achieve the [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/to-sipp-or-not-to-sipp.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>The Effects Of Interest Rate Hikes On You</title>
		<link>http://www.guneus.com/the-effects-of-interest-rate-hikes-on-you.html</link>
		<comments>http://www.guneus.com/the-effects-of-interest-rate-hikes-on-you.html#comments</comments>
		<pubDate>Wed, 03 Sep 2008 18:56:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/the-effects-of-interest-rate-hikes-on-you.html</guid>
		<description><![CDATA[An increase in the interest rate by the Bank of England always scares people until they work out exactly what affect the increase will have on their lives. The people who will suffer the most will be those people who have taken out loans that have left them financially stretched before the interest rate increase [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/the-effects-of-interest-rate-hikes-on-you.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>11 Tips to Problem Free Household Budgeting</title>
		<link>http://www.guneus.com/11-tips-to-problem-free-household-budgeting.html</link>
		<comments>http://www.guneus.com/11-tips-to-problem-free-household-budgeting.html#comments</comments>
		<pubDate>Wed, 03 Sep 2008 15:01:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/11-tips-to-problem-free-household-budgeting.html</guid>
		<description><![CDATA[You can easily make changes to your monthly household budget but the important thing is to find places and things that you can do that are quick hits and will slow down the flow of money out of you household
1. Keep a record book as well as your bankbook
It takes time and requires a lot [...]]]></description>
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		</item>
		<item>
		<title>Secured Loans UK - A Safe Bet for the Money Lender</title>
		<link>http://www.guneus.com/secured-loans-uk-a-safe-bet-for-the-money-lender.html</link>
		<comments>http://www.guneus.com/secured-loans-uk-a-safe-bet-for-the-money-lender.html#comments</comments>
		<pubDate>Wed, 03 Sep 2008 08:06:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/secured-loans-uk-a-safe-bet-for-the-money-lender.html</guid>
		<description><![CDATA[Secured loans UK are particularly useful in situations where you want a big loan amount. The philosophy behind secured loans is same as in the case of give and take concept. In case of secured loan, a borrower gets a big loan amount and the lender gets security for that loan amount. So, the lender [...]]]></description>
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		</item>
		<item>
		<title>Financing the Owner Builder</title>
		<link>http://www.guneus.com/financing-the-owner-builder.html</link>
		<comments>http://www.guneus.com/financing-the-owner-builder.html#comments</comments>
		<pubDate>Tue, 02 Sep 2008 16:26:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/financing-the-owner-builder.html</guid>
		<description><![CDATA[As an owner builder, you will most likely need to borrow money.  However, most lenders tend to be very strict about financing an owner builder, while many will not lend to an owner builder at all.
 Many Owner Builders end up wasting precious time and money, trying to find out which lender to go [...]]]></description>
		<wfw:commentRss>http://www.guneus.com/financing-the-owner-builder.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>The Financial Responsibility Basics</title>
		<link>http://www.guneus.com/the-financial-responsibility-basics.html</link>
		<comments>http://www.guneus.com/the-financial-responsibility-basics.html#comments</comments>
		<pubDate>Tue, 02 Sep 2008 15:31:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Business And Personal Finance]]></category>

		<guid isPermaLink="false">http://www.guneus.com/the-financial-responsibility-basics.html</guid>
		<description><![CDATA[Regardless of your individual financial picture, financial responsibility is about making smart decisions with your money, everyday, every purchase, and always with some attention to the future. It takes information, planning and self-control. But don&#8217;t let that scare you away from trying to be responsible with your money. Here is a very basic starting plan [...]]]></description>
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		</item>
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